Made for Canadians
Built around CRA rules so every slider and suggestion fits how taxes really work here at home.
built for canadians
Plan your Canadian retirement with clarity and calm.
When I Can Retire helps you picture life after work using the tax rules we all share. Set a target age, describe the lifestyle you want, and we’ll outline how savings and income can get you there.
CRA ready
2025 tax year
Household coverage
Plan solo or with a partner
What-if ready
Salary jumps, breaks, moves
feasibility preview
Deterministic projection snapshot
Feasibility score68% draft
Required savings rate
21%
Target net worth
$1.54M
Safety Margin
2%
Why Canadians choose When I Can Retire
We turn Canadian tax complexity into plain-language steps so you can focus on the retirement you want, not on deciphering legislation.
Flexible retirement paths
See how a steady pace, an earlier FIRE goal, or a phased glide into retirement could look for your household.
Private by default
Plans live on your device unless you choose to sync, so your numbers stay yours.
strategies
Build, compare, and save as many retirement plans as you like.
Keep different plans on your device, export them for safekeeping, and import them again when you are ready to make changes or share with a partner.
Start with the age you want
Pick the retirement age that feels right. We work backward to show the savings pace and income changes that make it possible.
Test the moments that matter
Add promotions, parental leave, province moves, or windfalls and instantly see how the plan shifts.
Stay onside without the jargon
Simple sliders translate CRA details so you get confident answers without memorising tax tables.
Local-first by design
Nothing is sent online unless you clearly choose to sync. Plans stay in a private vault inside your browser, and export files only move when you decide to save or share them.
- No surprise uploads
Everything runs on your device for speed and privacy—no hidden servers in the loop.
- Opt-in sync (coming soon)
When cloud backup launches, it will be encrypted and opt-in, keeping you in charge of what ever leaves your machine.